Personal property
Help repair or replace eligible belongings after a covered event, subject to your limits and deductible.

Coverage for your space and your things
Your landlord protects the building. Renters coverage can help protect what is yours.
Coverage with local context
Furniture, clothing, electronics, kitchenware, and personal items can add up quickly. Renters insurance is designed to help with covered damage or theft.
It can also include personal liability and additional living expense coverage when a covered loss makes your rental temporarily unlivable.
Phone (228) 875-8870Help repair or replace eligible belongings after a covered event, subject to your limits and deductible.
Protection for certain claims if you are legally responsible for injury or property damage.
Additional living expense coverage may help when a covered loss forces you to live elsewhere.
Helpful answers
A landlord’s policy generally covers the building, not a tenant’s personal property.
A room-by-room inventory with photos and rough replacement values is a practical starting point.
Personal property coverage may extend beyond your rental for certain covered losses, subject to policy terms and limits.